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| International travel can be an exciting adventure, but
it can also bring many unpredictable situations if you should need
medical care while you're abroad. We provide U.S. citizens and non-U.S.
citizens with international insurance resources to ease the stress of an
unfamiliar culture or medical system. Whether you need individual
coverage for a vacation, or group coverage for employees in locations
around the world, our site has a product to meet your needs. By
utilizing our
SelectaPlan®, we can quickly direct you to the plan(s)
that will best meet your needs, those of your family, or organization.
Below are product descriptions of the international plans we offer. You
have the option of purchasing online or downloading an application and
submitting the completed application via fax or mail. |
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| Patriot Platinum Travel
Medical InsuranceSM |
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Individual & family five days up to three years coverage
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| Patriot PlatinumSM provides
first-class protection for the discerning international traveler who
wants to obtain the maximum coverage available in a short-term travel
medical product on the market today. Patriot Platinum builds upon the
Patriot Travel plan by providing up to $8,000,000 of coverage with
enhanced benefits and services and our Global Concierge & Assistance
ServicesSM. There are two plans available:
Patriot Platinum InternationalSM provides
coverage for U.S. citizens traveling outside the U.S. and Patriot
Platinum AmericaSM provides coverage for non-U.S.
citizens traveling outside their home country. Coverage can be obtained
from a minimum of five days up to three years. |
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| Patriot Green Travel
Medical InsuranceSM |
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Individual & family five days up to two years coverage
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| Patriot Green Travel Medical InsuranceSM
is designed for the environmentally conscious traveler and provides up
to $2,000,000 of medical coverage and services. This plan provides the
same comprehensive benefits as the Patriot Travel plan, but also
includes eco-friendly benefits including providing for the purchase of
carbon offsets, pays an additional $5,000 AD&D benefit to an
environmentally conscious organization, and it is paperless. Patriot
Green InternationalSM provides coverage for
U.S. citizens traveling outside the U.S. and Patriot Green AmericaSM
provides coverage for non-U.S. citizens traveling outside their home
country. Coverage can be obtained from a minimum of five days up to two
years. |
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| Patriot Travel Medical
Insurance® |
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Individual & family five days up to two years coverage
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| There are two Patriot Travel Medical Insurance products
available to meet your needs, providing up to US$2,000,000 of medical
coverage. Coverage can be obtained from a minimum of five days up to a
maximum of two years. Patriot products address the travel medical
insurance needs of U.S. citizens and foreign nationals who need
temporary medical insurance while traveling for business or pleasure
anywhere outside their home country. Coverage includes medical
evacuation, repatriation, and your choice of deductibles and policy
limits. |
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| Patriot AdventureSM
Travel Medical Insurance |
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Adventure athletics and adventure insurance
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| Patriot Adventure is designed for the adventurous
international traveler. Patriot Adventure provides benefits for those
traveling abroad who also intend to participate in a select group of
athletic activities or adventure sports. |
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| Patriot Executive®
Travel Medical Insurance |
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Business traveler annual coverage
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| If you are an executive that travels frequently outside
your country of citizenship throughout the year, don't risk finding
yourself ill or injured in a foreign country. Make sure you have a plan
that provides appropriate medical coverage. Patriot Executive provides
up to US$1,000,000 of medical coverage for these individuals and their
families. |
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Patriot T.R.I.P.®
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Travel Protection for trips up to 30 days
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| Patriot T.R.I.P. helps protect travelers who are unable
to travel or are interrupted during their covered trip due to
circumstances such as a sudden and unexpected illness or injury, death
in the family, jury duty, job layoff, terrorism or the bankruptcy of the
tour operator, cruise line or airline. Benefits also include coverage in
the event of travel and baggage delay, lost baggage, emergency medical
expenses, emergency medical evacuation and more. |
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Patriot T.R.I.P.® Elite
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First Class Travel Protection
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| To provide superior protection for a picture perfect
vacation, there is Patriot T.R.I.P. Elite, a premier travel insurance
program. Patriot T.R.I.P. Elite offers a high level of benefits to
travelers who need more coverage than provided by the Patriot T.R.I.P.
program. The program has increased benefit amounts for emergency
medical, emergency medical evacuation, travel delay, baggage, trip
interruption and has a benefit for violent attacks.
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Patriot T.R.I.P.® Student
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Student Travel Insurance Program
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| Patriot T.R.I.P. Student is a "budget conscious" travel
insurance program designed to provide important benefits to students for
many of those unforeseen circumstances that may force the cancellation
or interruption of a covered trip. This program also includes coverage
for trip cancellation or interruption travel and baggage delay, lost or
stolen baggage, emergency medical expenses and emergency medical
evacuation. |
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Global Medical Insurance®
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Individual & family one year or longer
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Global Medical Insurance (GMI) is a revolutionary
program that offers long-term flexible worldwide coverage to meet your
individual or family needs, backed by the world-class services you
expect.
GMI allows you to custom build a plan that is specifically tailored for
you. It offers the flexibility to select from an assortment of four
unique benefit plan options - each with specialized coverages. To
accommodate your financial means, you can customize your length and area
of coverage as well as select from multiple deductibles and modes of
payment. Its flexible underwriting options also provide IMG the ability
consider coverage that may have been declined by other carriers.
To maximize the outcome of your medical care, our on-site clinical staff
is ready to assist you at a moment’s notice. You have the freedom to
choose any provider for your services, or you can quickly and easily
access providers in the extensive PPO network and the International
Provider AccessSM (IPA). You also have direct access to our
Medical Concierge, an unequalled service that provides you with
personalized assistance in locating the best provider for your specific
needs, while saving you on out-of-pocket and medical expenses. |
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GEOSM Group
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Employer sponsored group insurance
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| GEO Group is one of the most comprehensive group
hospital, surgical, medical and life insurance programs in the world.
This program is designed for employers with employees who are either
U.S. or Canadian citizens who reside abroad and may return to the U.S.
or Canada temporarily (for less than 12 months), or are overseas local
and third country national employees. GEO Group allows employers to
carve out their International employees to provide them with U.S.-style
benefits and worldwide coverage. This program includes medical, dental,
life and indemnity benefits for these employees and their families.
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Patriot Group Travel Medical Insurance®
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Five or more individuals five days up to two years
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| Patriot Group Travel Medical Insurance is designed for
organizations who have a group of five or more members that will be
traveling together, and are traveling to a destination that is not the
home country of any of the traveling members. Patriot Group Travel
Medical Insurance provides the same benefits as the individual Patriot
Travel Medical Insurance, but with a 10% discount for applying as a
group. |
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Sky RescueSM
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Emergency Medical Evacuation
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| Sky Rescue provides emergency medical evacuation and
scheduled coverage for individuals under the age of 65 traveling outside
their home country for a minimum of three months. The plan may be
purchased for three months, six months or 12 months and can be rewritten
for succeeding or subsequent periods. New Deductible, Eligibility,
Conditions of Coverage and Pre-Existing Condition Exclusions will apply
and a new application must also be completed. |
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Patriot Group Exchange ProgramSM
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Group Cultural Exchange Medical Insurance
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| Patriot Group Exchange is designed for a group of
students studying abroad or participants of a group cultural exchange
program. Three plan options are available. The Basic Short-Term Travel
Plan is an economical plan while the Standard Short-Term Travel Plan is
designed to meet the U.S. visa travel insurance requirements. The
Long-Term Annual Plan has the flexibility to be tailored to meet
specific needs of each program and can be renewed annually. Plans are
available in monthly increments and if a minimum of three months is
purchased, coverage may be renewed (without break in coverage) for a
total of two years. |
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Patriot Exchange ProgramSM
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Cultural Exchange Student Insurance Plans
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| Patriot Exchange is designed for students studying
abroad or participants of cultural exchange programs. Two plan options
are available. The Basic Short-Term Travel Plan is an economical plan
while the Standard Short-Term Travel Plan is designed to meet the U.S.
visa travel insurance requirements. Plans are available in monthly
increments and if a minimum of three months is purchased, coverage may
be renewed (without break in coverage) for a total of two years |
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Student Health AdvantageSM
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Long-term, worldwide medical insurance for individuals or groups of
two or more international students
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| Student Health Advantage is designed to meet the needs
of international students involved in long-term educational programs.
This plan includes benefits for maternity, mental health and organized
sports. After a period of 12 months, pre-existing conditions will be
covered as well. |
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International Marine Medical InsuranceSM
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Worldwide Group Coverage for Professional Marine Crew
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| International medical insurance for marine crew requires
provisions not met by many companies. International Marine Medical
Insurance (IMMI) was designed specifically to provide comprehensive
medical insurance to marine crew by offering continuous coverage
worldwide. IMMI provides US$1,000,000 of coverage per certificate period
with a full range of benefits. Group members will be covered worldwide,
including their country of citizenship, 24 hours a day. |
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Global Crew MedicalSM
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Worldwide Coverage for Professional Marine Captains & Crew Members
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| Global Crew Medical (GCM) is a comprehensive and
portable international medical insurance plan designed specifically for
professional marine crew. GCM can help eliminate the obstacles of time,
currency, and language when you are seeking medical treatment and need
assistance and administration of your global health care benefits. The
plan provides US$5,000,000 of lifetime coverage with a full range of
benefits and offers two options: worldwide coverage and worldwide
coverage excluding the U.S. and Canada. Both options provide coverage 24
hours a day, and you have the freedom to choose any doctor or hospital
for treatment. |
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The information above is only a consolidated description of the
current international insurance products and trip cancellation plans
available through this website. Please refer to the Certificate
Wording for the specific terms and conditions of each plan
concerning eligible benefits, limitations, eligibility and
exclusions. Certificate Wording is available upon request. Patriot
Travel Medical Insurance, Patriot Group Travel Medical Insurance,
Patriot Adventure, Patriot Executive, Sky Rescue, Global Medical
Insurance, GEO Group, Patriot Exchange Program, Patriot Group
Exchange Program and Student Health Advantage are administered by
International Medical Group, Inc. and underwritten by Sirius
International Insurance Corporation. Patriot T.R.I.P. and Patriot
T.R.I.P. Student and Patriot T.R.I.P. Elite are private-label names
for trip cancellation insurance and other travel related benefits
and services made available by membership in the National Small
Business Travel & Health Association. The program manager is
iTravelInsured®, a wholly owned subsidiary of IMG. Patriot T.R.I.P.
and Patriot T.R.I.P Student plans are administered by iTravelInsured
and underwritten and offered where available by Delos Insurance.
Patriot T.R.I.P. Elite is administered by iTravelinsured and
underwritten and offered where available by Delos Insurance Company
or Sirius International Insurance Corporation. IMG, International
Medical Group, the IMG block design logo, Patriot T.R.I.P, Patriot
Travel Medical Insurance, Patriot Adventure, Global Medical
Insurance, Patriot Executive, GEO Group, Patriot Exchange Program,
Patriot Group Exchange Program, Sky Rescue, Patriot Group Travel
Medical Insurance and Student Health Advantage are the trademarks,
service marks and/or registered marks of International Medical
Group, Inc. © Copyright 2008 International Medical Group, Inc. All
Rights Reserved.
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